It may seem like no big deal to doctor the facts a little on your mortgage application – maybe saying your income is a bit higher or not being honest about where your down payment funds came from. But.

 · U.S. mortgage applications rise as loan rates fall: MBA. 1 Min Read (Reuters) – U.S. mortgage applications climbed last week, led by a pickup in refinancing requests, as some home borrowing costs.

"The Mortgage Bankers Association (MBA) released its weekly report on mortgage applications this morning, noting a drop of 11.7% in the group’s seasonally adjusted composite index, following a drop of 3% for the previous week. Rates for all types of loans rose by more than 10 basis points during the week.

Mortgage applications for the week ending Jan. 4 shot up 11.7% even as interest rates edged up during the same period, an industry trade group said. The Mortgage Bankers Association released its.

A year ago the same mortgage was at 4.4%. The one year ARM remained at 3.26%. The Mortgage Bankers Association weekly index showed that applications for home loans rose for the week, 11.3% on a seasonally adjusted basis from a week ago. Refinancing led the way, rising 11.7%. Applications for purchase money mortgages increased 9.5%.

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Total mortgage application volume increased 2.7% compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. Volume was 8% higher compared with the same week one year ago. Purchase applications drove the gains, rising 4% for the week and 5% annually.

The Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending June 28 shows that mortgage application volume decreased 11.7%, seasonally adjusted, from the week prior. On an unadjusted basis, application volume decreased 12% compared with the previous week.

The Refinance Index increased 24 percent from the previous week while the refinance share of mortgage activity increased to 55.8 percent of total applications from 55.4 percent the previous week. And.

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Mortgage applications rise on heels of rate surges. The sharp rise in mortgage rates since the Nov. 8 presidential election is spurring more borrowers to apply for purchase and refinance loans.

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After several weeks of declining applications, homebuyers bounced back into the market. mortgage applications increased 2.7% compared with the previous week, according to the Mortgage Bankers.

Weekly mortgage applications rise 2.7% in a strong week for homebuyers Diana Olick.. Total mortgage application volume increased 2.7% compared with the previous week, according to the Mortgage.